#Fintech

#Fintech

#Fintech

#UX/UI

#UX/UI

#UX/UI

#Figma

#Figma

#Figma

Designing a Seamless Home Loan Journey

Designing a Seamless Home Loan Journey

Designing a Seamless Home Loan Journey

Designing a Seamless Home Loan Journey

Designing a Seamless Home Loan Journey

Designing a Seamless Home Loan Journey

BetterBond helps thousands of South Africans secure their dream homes faster. I led the redesign of their Bond Application and Pre-Approval flows to improve conversion, reduce user confusion, and enhance trust—at a stage where every second and every step counts.

BetterBond helps thousands of South Africans secure their dream homes faster. I led the redesign of their Bond Application and Pre-Approval flows to improve conversion, reduce user confusion, and enhance trust—at a stage where every second and every step counts.

BetterBond helps thousands of South Africans secure their dream homes faster. I led the redesign of their Bond Application and Pre-Approval flows to improve conversion, reduce user confusion, and enhance trust—at a stage where every second and every step counts.

BetterBond helps thousands of South Africans secure their dream homes faster. I led the redesign of their Bond Application and Pre-Approval flows to improve conversion, reduce user confusion, and enhance trust—at a stage where every second and every step counts.

BetterBond helps thousands of South Africans secure their dream homes faster. I led the redesign of their Bond Application and Pre-Approval flows to improve conversion, reduce user confusion, and enhance trust—at a stage where every second and every step counts.

BetterBond helps thousands of South Africans secure their dream homes faster. I led the redesign of their Bond Application and Pre-Approval flows to improve conversion, reduce user confusion, and enhance trust—at a stage where every second and every step counts.

Timeline

2023 - 2024

Role

Lead UX & UI

Timeline

2023 - 2024

Role

Lead UX & UI

Timeline

2023 - 2024

Role

Lead UX & UI

Timeline

2023 - 2024

Role

Lead UX & UI

Timeline

2023 - 2024

Role

Lead UX & UI

Background

Background

Buying a home is one of the biggest decisions in a person’s life—but applying for a bond is notoriously complex. BetterBond wanted to remove that friction, improve application completion rates, and build a sense of progress and clarity into what can be an overwhelming process. I was brought in to redesign the two key flows:

Buying a home is one of the biggest decisions in a person’s life—but applying for a bond is notoriously complex. BetterBond wanted to remove that friction, improve application completion rates, and build a sense of progress and clarity into what can be an overwhelming process. I was brought in to redesign the two key flows:

1

The Bond Application flow

1

The Bond Application flow

1

The Bond Application flow

1

The Bond Application flow

1

The Bond Application flow

2

The Pre-Approval flow

2

The Pre-Approval flow

2

The Pre-Approval flow

2

The Pre-Approval flow

2

The Pre-Approval flow

Challenge

Challenge

The original flows were functional but unintuitive. Users often dropped off due to:

The original flows were functional but unintuitive. Users often dropped off due to:

1

Lengthy forms with unclear structure

1

Lengthy forms with unclear structure

1

Lengthy forms with unclear structure

1

Lengthy forms with unclear structure

1

Lengthy forms with unclear structure

2

A lack of guidance through required documentation

2

A lack of guidance through required documentation

2

A lack of guidance through required documentation

2

A lack of guidance through required documentation

2

A lack of guidance through required documentation

3

Uncertainty about whether they were doing it "right"

3

Uncertainty about whether they were doing it "right"

3

Uncertainty about whether they were doing it "right"

3

Uncertainty about whether they were doing it "right"

3

Uncertainty about whether they were doing it "right"

4

A mobile experience that didn’t feel as polished or accessible

4

A mobile experience that didn’t feel as polished or accessible

4

A mobile experience that didn’t feel as polished or accessible

4

A mobile experience that didn’t feel as polished or accessible

4

A mobile experience that didn’t feel as polished or accessible

The challenge was to streamline the experience without compromising on required data, while ensuring users felt confident and supported every step of the way.

The challenge was to streamline the experience without compromising on required data, while ensuring users felt confident and supported every step of the way.

Solution

Solution

To address these challenges, the design focused on two main strategies

To address these challenges, the design focused on two main strategies

1

Progressive Disclosure for Ease-of-Use

Instead of overwhelming users with long forms, we introduced step-by-step modules. This allowed users to focus on one thing at a time, with autosave functionality to ensure progress wasn’t lost.

1

Progressive Disclosure for Ease-of-Use

Instead of overwhelming users with long forms, we introduced step-by-step modules. This allowed users to focus on one thing at a time, with autosave functionality to ensure progress wasn’t lost.

1

Progressive Disclosure for Ease-of-Use

Instead of overwhelming users with long forms, we introduced step-by-step modules. This allowed users to focus on one thing at a time, with autosave functionality to ensure progress wasn’t lost.

1

Progressive Disclosure for Ease-of-Use

Instead of overwhelming users with long forms, we introduced step-by-step modules. This allowed users to focus on one thing at a time, with autosave functionality to ensure progress wasn’t lost.

1

Progressive Disclosure for Ease-of-Use

Instead of overwhelming users with long forms, we introduced step-by-step modules. This allowed users to focus on one thing at a time, with autosave functionality to ensure progress wasn’t lost.

1

Human-Centered Design and Microcopy

Knowing how stressful home finance can be, we rewrote key microcopy to be conversational, reassuring, and jargon-free. Each section included contextual help and validation feedback to boost user trust.

1

Human-Centered Design and Microcopy

Knowing how stressful home finance can be, we rewrote key microcopy to be conversational, reassuring, and jargon-free. Each section included contextual help and validation feedback to boost user trust.

1

Human-Centered Design and Microcopy

Knowing how stressful home finance can be, we rewrote key microcopy to be conversational, reassuring, and jargon-free. Each section included contextual help and validation feedback to boost user trust.

1

Human-Centered Design and Microcopy

Knowing how stressful home finance can be, we rewrote key microcopy to be conversational, reassuring, and jargon-free. Each section included contextual help and validation feedback to boost user trust.

1

Human-Centered Design and Microcopy

Knowing how stressful home finance can be, we rewrote key microcopy to be conversational, reassuring, and jargon-free. Each section included contextual help and validation feedback to boost user trust.

3

Mobile-First UI Refinement

Most BetterBond users apply on their phones. We redesigned the interface to be thumb-friendly, introducing larger tap areas, simplified layouts, and clear call-to-actions.

3

Mobile-First UI Refinement

Most BetterBond users apply on their phones. We redesigned the interface to be thumb-friendly, introducing larger tap areas, simplified layouts, and clear call-to-actions.

3

Mobile-First UI Refinement

Most BetterBond users apply on their phones. We redesigned the interface to be thumb-friendly, introducing larger tap areas, simplified layouts, and clear call-to-actions.

3

Mobile-First UI Refinement

Most BetterBond users apply on their phones. We redesigned the interface to be thumb-friendly, introducing larger tap areas, simplified layouts, and clear call-to-actions.

3

Mobile-First UI Refinement

Most BetterBond users apply on their phones. We redesigned the interface to be thumb-friendly, introducing larger tap areas, simplified layouts, and clear call-to-actions.

Conclusion

Conclusion

Redesigning the BetterBond application flows was an opportunity to transform a typically overwhelming process into one that feels intuitive, personal, and empowering. By simplifying the form structure, introducing smart logic, and elevating the mobile experience with a clean, calming UI, we helped users feel more confident in one of life’s biggest decisions. The updated flows not only improved completion rates but also strengthened BetterBond’s reputation as a trustworthy, user-first brand in the property space. Most importantly, the work laid a scalable foundation for continuous iteration and growth.

Redesigning the BetterBond application flows was an opportunity to transform a typically overwhelming process into one that feels intuitive, personal, and empowering. By simplifying the form structure, introducing smart logic, and elevating the mobile experience with a clean, calming UI, we helped users feel more confident in one of life’s biggest decisions. The updated flows not only improved completion rates but also strengthened BetterBond’s reputation as a trustworthy, user-first brand in the property space. Most importantly, the work laid a scalable foundation for continuous iteration and growth.

Tools

Tools

Figma

Adobe

Figma

Adobe

Figma

Adobe

Figma

Adobe

Figma

Adobe

Julia Ratcliffe

Julia Ratcliffe

Julia Ratcliffe

Julia Ratcliffe

Julia Ratcliffe